Al Baraka Bank (Pakistan) Limited Jobs Head Credit Portfolio Analytics

Pakistan, Karachi
May 8, 2025
Application ends: August 9, 2025
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Job Description

  • Anywhere

WE’RE HIRING
Unit Head – Credit Portfolio Analytics (CAR/IFRS9)

Academic Qualification:

  • Graduate with minimum 16 years education from HEC recognized institute.

Experience:

  • At least 8 years working experience within a bank.

Main Responsibilities:

  • Responsible for maintaining and updating policies and procedures related to Internal Credit Risk Rating Framework, Basel, Stress Testing, RAROC Framework, IFRS9 and ICAAP.

  • Responsible for developing, implementing and maintaining ORR, PDs, LGDs & CCF models/systems.

  • Responsible for timely and accurately submission of IFRS 9 reporting/ECL to Finance Department.

  • Conduct credit rating model validation, back testing & calibration of the bank’s credit portfolio.

  • Responsible for validating and back testing the PD & LGD models for IFRS 9 implementation.

  • Responsible for CAR, Stress Testing, ICAAP & IFRS 9 reporting on a regular basis.

Core Competencies:

  • Good understanding of SBP PRs, Basel regulations & modeling.

  • Expertise in MS Office including Excel/MS Access/PowerPoint/Word etc.

  • Understanding and knowledge of Islamic Banking and its products.

🔗 http://careers.albaraka.com.pk
📅 Last Date for Application: 18th May 2025
📍 Location: Karachi